YOU Magazine - October 2006
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Thomas Pasckvale     Thomas Pasckvale
President/Owner NMLS: 22859
Top Vine Mortgage Services, LLC
Phone: 844-545-9251
Fax: 855-631-8856
Company NMLS: 1390034
tpasckvale@topvinemtg.com
www.topvinemtg.com
Top Vine Mortgage Services, LLC
October 2006



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Superfoods: Tasty Items to Improve Your Health
One of the hot-button issues these days is the American diet and the negative impact the food we eat is having on our health. If you’ve been discouraged by media reports on the topic, you’re not alone. Happily, the news isn’t all bad when it comes to diet and health. Here at YOU Magazine, we have found some every day foods that are not only good for you but taste delicious, too! Medical research has shown that certain foods are high in compounds which have various therapeutic effects on the body.
   Superfoods: Tasty Items to Improve Your Health
The Truth about Traveling with Children
Part I: Infants (0-9 Months)
By Tim Braheem

For many couples, traveling is a wonderful opportunity for adventure. Taking vacations around the globe brings them closer together as they share new experiences. Then, one day, their first child is born. While they are ecstatic about the new addition to their lives, thoughts of exotic vacations seem to fade away quickly. "It's too much of a hassle, let's just stay home." "We can wait until the kids go off to school, and we'll travel when we retire."
   The Truth about Traveling with Children - Part I: Infants (0-9 Months) - By Tim Braheem
Interest Rates Have Dropped
Is Now the Time to Buy or Refinance?

Everyone wants a deal. Whether you're buying lunch or a designer suit, if you believe you spent too much money, it will ruin your day. On the other hand, if you obtain a great discount, you'll be smiling all week long. So what's a homeowner or home buyer to do? After increasing steadily over the last two years, mortgage rates have finally dropped. But despite this recent decrease, fixed interest rates are still half a point higher than they were two years ago.
   Interest Rates Have Dropped - Is Now the Time to Buy or Refinance?
The Formula For Failure (And Success)
From the book, The Five Major Pieces to the Life Puzzle
By Jim Rohn

Failure is not a single, cataclysmic event. We do not fail overnight. Failure is the inevitable result of an accumulation of poor thinking and poor choices. To put it more simply, failure is nothing more than a few errors in judgment repeated every day. Now why would someone make an error in judgment and then be so foolish as to repeat it every day? The answer is because he or she does not think that it matters. On their own, our daily acts do not seem that important.
   The Formula For Failure (And Success) - From the book, The Five Major Pieces to the Life Puzzle - By Jim Rohn
Easy Fall Soups
Create a Home-Cooked Meal in Under 30 Minutes
By Kirk Leins

Fall is officially here. In my house, that means one thing… Soup, and plenty of it. I’m not exaggerating when I say I truly love soup. From the endless varieties to the way it warms you from the inside out, soup transcends every culture and unifies the world gastronomically. But my love for this "perfect food" goes way beyond its universal appeal. Throughout time, soup has been an effective means of putting food on the table.
   Easy Fall Soups - Create a Home-Cooked Meal in Under 30 Minutes - By Kirk Leins
Winterizing Your Home
An Ounce of Prevention Will Pay Dividends

Winter is a time of year that many homeowners dread. For most, the trepidation begins during Fall as thoughts of inclement weather begin to surface, along with concerns about the potential damage it may cause. Here at YOU Magazine, we say, “fear not!” By providing you with a checklist for “winterizing” your home, we hope to save you from much of this needless angst.
   Winterizing Your Home - An Ounce of Prevention Will Pay Dividends
Budgeting for the Holidays
It’s Never too Early to Start

For some, merely reading the title of this article may provoke an uneasy feeling in the pit of their stomachs. For others, it may elicit a response such as, “The holidays? It’s only October.” If you identify with the former, we’d like to suggest a mild antacid. If you relate to the latter statement, we’re about to provide a mild reality check. We are less than two months away from Thanksgiving, also known as the official start of the holiday shopping season.
   Budgeting for the Holidays - It’s Never too Early to Start


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