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		Roy Sperr Jason Walters and Shawn Hunter NMLS: 202418/295556/348864 Equity Source Mortgage, Inc. Phone: Roy (763) 657-2012 Phone: Shawn (763) 657-2017 Emails: roy@equitysourcemortgage.net roy@equitysourcemortgage.net www.equitysourcemortgage.com

March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015		3 Things to Know Before You Shop on Etsy and Amazon When purchasing from third-party sellers on sites like Etsy and Amazon, you'll deal directly with the sellers. In this short video, learn three things to be aware of when buying from third-party "shops" on both popular platforms, including: Free shipping may not be included. If you have an Amazon Prime membership, you're probably accustomed to free two-day shipping. But only items that are sold or fulfilled by Amazon qualify for this feature, meaning shipping charges from third-party sellers vary. Return policies may differ. If you don't like what you've bought from most stores, you can usually return it for a refund or exchange. Amazon and Etsy sellers, however, set their own policies, so be sure to review these carefully before you make a purchase. Disputes can be difficult. While disputes are rare, neither Amazon nor Etsy has direct access to third-party transactions, adding a layer of complexity to resolving them. Watch the video* below, then check out more tips for buying from third-party sellers on Etsy and Amazon. *If you are unable to view the video on your mobile or tablet device, please enjoy it on your desktop. Video featured with permission. All Contents ©2016 The Kiplinger Washington Editors. Kiplinger.com.

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