YOU Magazine - January 2007
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YOU Magazine
Roy Sperr Jason Walters and Shawn Hunter     Roy Sperr Jason Walters and Shawn Hunter
NMLS: 202418/295556/348864
Equity Source Mortgage, Inc.
Phone: Roy (763) 657-2012
Phone: Shawn (763) 657-2017
Emails: roy@equitysourcemortgage.net
roy@equitysourcemortgage.net
www.equitysourcemortgage.com
Equity Source Mortgage, Inc.
January 2007



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212 Degrees: Inspiration at Its Boiling Point
Based on the mega-hit book by Sam Parker and Mac Anderson, the short film 212° The Extra Degree has become a true phenomenon in the business world. Interestingly, the film offers no expert economic advice or best business practices. It reveals no code-cracking, money-making secrets or pragmatic platitudes. Instead, it serves up an inspiring and memorable metaphor of action, persistence, and potential that grabs hold of the viewer and won’t let go.
   212 Degrees: Inspiration at Its Boiling Point
PMI: New Legislation Could Change Everything
News Flash! Congress and the President have just created a benefit which could impact the majority of Americans seeking home financing! Millions of home buyers may now qualify for a more expensive home or obtain a lower payment for the same-priced home while potentially reducing their taxable income. So, what is this bombshell? The federal government has passed legislation that would allow for Private Mortgage Insurance, also known as PMI, to become tax deductible effective January 1, 2007.
   PMI: New Legislation Could Change Everything
Tasty, Healthy, Inexpensive, and Quick
Four Words to Kick off the New Year
By Kirk Leins

The New Year represents a fresh start. It’s a perfect opportunity to set personal goals for the next twelve months while putting any failures from the previous year behind us. 2006 is now a part of our past, so it’s time to get excited about the future, at least the next 52 weeks of it. The hope we hold for the New Year can take on many forms. While a large number of individuals will focus on advancing their careers, many others will concentrate on improving their personal lives. But there is one topic which typically heads up everyone’s list of resolutions... eating.
   Tasty, Healthy, Inexpensive, and Quick - Four Words to Kick off the New Year - By Kirk Leins
Saving Money in the New Year
Simple Steps to Ensure a Bright Financial Future

If you made it through the holidays without dipping into your savings account, then you should congratulate yourself. You're part of a small, select group who survived the pressures of the season, without blowing the budget. If you're like most people, however, the winter holidays meant digging into your hard-earned savings, solely for the purpose of memorializing the occasion for those you love. On the one hand, it's a very noble cause. On the other, it makes little financial sense. So, what are we to do?
   Saving Money in the New Year - Simple Steps to Ensure a Bright Financial Future
Top 10 New Year's Resolutions
For Improving Your Home

At this time last year, you were filled with inspiration. Excitement was in the air because 2006 was to be the year that you improved the look and feel of your home. You were finally going to complete all of those household projects that you've been wanting and needing to do. Fast-forward to present day. 2006 came and went. You were busier than you were in 2005, and every weekend was booked solid. Now, it's 365 days later, and your home looks exactly the same as it did last year.
   Top 10 New Year's Resolutions - For Improving Your Home
Run for Your Life!
Discover the Health and Fitness Benefits of Running
By Dan Goldstein

During the holidays, it's easy to overindulge. A cookie here, some candy there, and who has time to work out with all of the demands of the season? Suddenly it's January, and our clothes aren't fitting the way they used to. What should we do? Well, why not run away from the problem? Literally! Running is one of the most practical and effective ways to exercise. Nearly anyone can benefit from it. Running burns calories like crazy and costs very little money. In addition, you can run almost anywhere and at any time.
   Run for Your Life! - Discover the Health and Fitness Benefits of Running - By Dan Goldstein
Phishing & Pharming
Protect Yourself From Identity Theft Scams

Identity theft is a growing problem in this country. Just to give you a bit of perspective, let's examine some numbers. Begin by imagining the population of the state of Georgia. Add to that number the populations of North Carolina and South Carolina. Now add in the citizens of Florida and Alabama. The entire population of these states combined is just under 45 million. Now imagine if all of these people revealed some type of personal information regarding their identity, opening the doors to potential financial ruin.
   Phishing & Pharming - Protect Yourself From Identity Theft Scams


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