YOU Magazine - March 2007
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YOU Magazine
Clayton Scott     Clayton Scott
Branch Manager/Mortgage Consultant
WMS Series LLC/AT
Phone: 503-497-5060
NMLS ID 754407
License WA-CL 713524, OR-ML 5271
cscott@windermeremortgage.com
www.windermeremortgageservices.com/cscott
WMS Series LLC/AT
March 2007



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Advances In Golf Club Technology
It's Hip to Be Square

If you or someone you know regularly plays golf, then you're well aware of the dedication surrounding the game, even at the amateur level. If you're not out playing an early morning round, you're practicing chip shots, putts, and drives. In addition to the countless hours of practice, the amateur golfer must keep current with the latest technology in golf equipment.
   Advances In Golf Club Technology - It's Hip to Be Square
Hidden Tax Breaks & the Phone-Tax Rebate
By Kevin McCormally

You can count on getting at least a $30 to $40 fatter tax refund this spring – or you'll owe that much less when you file – thanks to the government's effort to redress an error that has its roots in the 19th century. At issue is a levy on long-distance telephone calls born in 1898 as a 1% luxury tax to help finance the Spanish-American War. Last year, the government conceded that collecting the tax was, well, illegal.
   Hidden Tax Breaks & the Phone-Tax Rebate - By Kevin McCormally
Trigger Leads:
What the Credit Bureaus Don't Want You to Find Out

You did everything right; everything your trusted real estate agent advised you to do. You were referred to a qualified mortgage professional, had a great, meaningful conversation about your short- and long-term financial goals, and were quickly pre-approved for a loan. Together, you and your agent then searched for and found the perfect home within your budget, and put in an appropriate bid.
   Trigger Leads: - What the Credit Bureaus Don't Want You to Find Out
Cholesterol: What You Need to Know
It seems like every time you open the newspaper lately, something new has emerged concerning the topic of cholesterol. If it’s not information about the causes of high cholesterol, it’s the most recent details regarding its corresponding health effects. With doctors placing so much emphasis on keeping their patients' cholesterol levels below the magic number of 200...
   Cholesterol: What You Need to Know
Brown Baggin’ It
The Renaissance of the Homemade Lunch
By Kirk Leins

Let’s face it. Given a choice, there aren’t many kids who’d opt for bringing their lunch to school as opposed to ordering it from the lunch line. Most high school and college students seem to feel the same way. Come to think of it, you don’t see many adults who pack a lunch for work, either. What is it that makes a packed lunch so undesirable? Is it the work involved to prepare it?
   Brown Baggin’ It - The Renaissance of the Homemade Lunch - By Kirk Leins
Plant a Spring Garden
Improve Your Home and Your Life

As we find ourselves on the threshold of spring, let’s partake in a little imagery. Try to envision yourself standing in the room of your home that faces the backyard. Peering through the largest window, allow your mind’s eye to scan the entire yard. Now, move to your front room and scan the front yard. What do you see? If your description includes the words "lush" and "vibrant", or phrases like "thriving" and "full of life", congratulations are in order.
   Plant a Spring Garden - Improve Your Home and Your Life
Make Your Next Presentation Your Best
By Lance Miller, Toastmasters'
2005 World Champion of Public Speaking

When watching amazing athletes such as Michael Jordan, Andre Agassi, and Michelle Quan perform, it's impossible not to marvel at their talent. But, how much of their competence and skill was just talent, and how much was developed through practice? How many mistakes did they endure in order to gain the experience necessary to become a champion?
   Make Your Next Presentation Your Best - By Lance Miller, Toastmasters' - 2005 World Champion of Public Speaking


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