April 2007
|
|
Opportunities in the Housing Slowdown
By Patricia Mertz Esswein
If you flip channels late at night, you probably see the infomercials that portray investing in foreclosed houses as a sure thing. But talk to people doing it, and they’ll tell you that buying a foreclosed home to flip or rent out isn’t an easy, quick, cheap or surefire route to wealth. The pitch for foreclosures seems timely, with all the talk about homeowners overburdened with rising ARM payments and little or no equity...
|
|
 |
 |
|
Sharing the Gift of Time
"To the world, you may just be one person… but to one person, you might just be the world."
It's a fairly straightforward idea. But it's easy to forget just how important we are to the people in our lives. So, in the spirit of understanding the impact we have on others, we would like to present a very special video. It may just change the way you think.
|
|
 |
|
|
Foreclosures On the Rise: What This Means to You
In 2006, foreclosures claimed more than 1.2 million homes in the United States, a 42% increase over 2005. According to Reuters, that's about one foreclosure for every 92 households in America! And now, with the recent collapse of subprime lenders, foreclosure estimates for 2007 and beyond have gotten even worse, spanning predictions that range from optimistic to downright cataclysmic.
|
|
 |
|
|
Spring Veggies
A Minimalist's Approach to One of Life's Simple Pleasures
By Kirk Leins
The onset of spring brings a slew of accompanying pleasures. Some of these pleasures, the best of them really, also happen to be the most simple – beautiful weather and the start of the baseball season, just to name two. But for me, there's one simple pleasure surrounding spring that outshines the rest. Believe it or not, I’m talking about vegetables. It may sound farfetched but, before you disagree, allow me to present my case.
|
|
 |
|
|
Massage Therapy
More Than Just a Day at the Spa
For most of us, the older we get the more conscious we become of our body’s limitations. We sleep in the wrong position and our back hurts. We work at the computer for too long and our neck hurts. And let’s not forget the company softball game. You may have played like an all-star but by the next day everything hurts!
|
|
 |
|
|
Remodeling Your Bathroom
A Luxury Worth Affording
Luxury is an unusual word. On one hand, its meaning is quite positive. Conjuring up thoughts of comfort and ease, it's a designation that signifies the highest in quality. But it's also a word that stirs up feelings of guilt, mostly due to the notion that ultimately, "luxury" is about frivolous spending.
|
|
 |
|
|
How Much Clutter Are You Carrying?
By Jason W. Womack, M.Ed., M.A.
According to the laws of thermodynamics, the amount of disorder in an isolated system can only increase over time. In other words, disorganization is a natural phenomenon over which we have no real control. Whether it’s a wallet or a purse, our minds or our desks, our systems of organization will eventually fail, leaving an accumulation of clutter in its wake – but none of it is our fault! Right?
|
|
 |
|
|
