YOU Magazine - January 2008
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Drake Bloebaum     Drake Bloebaum
Mortgage Professional
Neo Home Loans
Phone: 801-893-0452
License: NMLS 225567 CA-DOC 225567
drakeb@neohomeloans.com
www.drakebloebaum.com
Neo Home Loans
January 2008



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Budgeting Basics:
How to Keep More Cash

Congratulations. You have kept the U.S. economy afloat by opening up your wallet for everything from cars to candy bars. But, if stuffing cash into the nation's economic cracks has swollen your credit card balances or depleted your savings, it may be time to turn your attention to your own economic stability.
   Budgeting Basics: - How to Keep More Cash
Improving Your Relationships:
A New Way of Thinking

Tim Sanders has an unusual perspective when it comes to values, both in business and in personal relationships. Through his work with companies such as Yahoo!®, he has identified strategies that lead to greater happiness and success for everyone, regardless of their position.
   Improving Your Relationships:A New Way of Thinking
Attack of the Killer Fees:
Why Credit Repair is All the Buzz

Not too long ago a credit score of 620 was considered acceptable. Not anymore, says Fannie Mae and Freddie Mac. After suffering major losses stemming from the high foreclosure and delinquency rates in the mortgage market last year, Freddie and Fannie have redefined risk, and are now charging serious fees for borrowers whose credit scores don't quite add up.
   Attack of the Killer Fees: - Why Credit Repair is All the Buzz
Feng Shui
Filling Your Home with Positive Energy

Just about everyone has heard of Feng Shui (fung shway), but how many of us actually know what it is? The editorial staff at YOU Magazine decided to take a closer look at this popular yet misunderstood practice.
   Feng Shui - Filling Your Home with Positive Energy
Pet Insurance:
Health Plans for Fido and Fluffy

Do you think of your pets as members of your family? Considering their propensity for affection and devotion, it's rather hard to feel otherwise. So, it's safe to say that you want the best for your animals, with the hope of ensuring their well-being for as long as you possibly can. Did you know that health insurance might be the key to making that happen?
   Pet Insurance:Health Plans for Fido and Fluffy
Cooking at Home in 2008:
A Recipe for Keeping Your New Year's Resolutions
By Kirk Leins

Over the next few weeks, countless Americans will assemble their list of resolutions for the New Year. It's safe to say that many of us will choose goals like losing weight, saving money, or spending more time with family and friends. But what if I told you there is an even greater resolution, one that will not only help you to accomplish the aforementioned resolutions, but several others as well?
   Cooking at Home in 2008: - A Recipe for  Keeping Your New Year's Resolutions - By Kirk Leins
Seasonal Affective Disorder:
The Truth Behind the Winter Blahs

Winter can be a trying time of year. Between the harsh weather and the demands of the holidays, spring may seem like an oasis. Commonly referred to as the "winter blahs", symptoms during these months can include fatigue, general malaise, and depression, just to name a few. If this sounds familiar, you may be suffering from...
   Seasonal Affective Disorder: - The Truth Behind the Winter Blahs


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