YOU Magazine - March 2006
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YOU Magazine
Clayton Scott     Clayton Scott
Branch Manager/Mortgage Consultant
WMS Series LLC/AT
Phone: 503-497-5060
NMLS ID 754407
License WA-CL 713524, OR-ML 5271
cscott@windermeremortgage.com
www.windermeremortgageservices.com/cscott
WMS Series LLC/AT
March 2006

    
March Madness Snacks for All to Enjoy
By Kirk Leins

Football season is over, but there’s still another title to crown - NCAA College Basketball Champions. College basketball fan or not, you may find yourself being recruited to bring food to a tournament party. This undertaking can prove to be a bit of a challenge. You’ll need to prepare tasty food that’ll feed a hungry crowd but won’t have you trapped in the kitchen. Not to fear, we here at YOU Magazine are committed to making your life a little easier…even during March Madness.
   March Madness Snacks for All to Enjoy - By Kirk Leins
A Home Equity Loan: Is It Right For You?
Home equity loans can be great financial tools that not only facilitate home improvements but also contribute toward building wealth. Proper use is essential, however. Just as a knife is helpful when cutting open a box, it can also hurt you if it’s used carelessly. Through a combination of proper planning, an evaluation of current markets, and the guidance of a mortgage professional, you should be able to determine the best use of the options available to you.
   A Home Equity Loan: Is It Right For You?
Ensure Your Children’s Future Happiness and Success
We all want the best for our children. In terms of the life path a child will choose, this sentiment has two meanings for the parent. The first has to do with the child’s happiness and their ability to carve out a niche in a field that truly makes them happy. The second addresses the child’s future financial stability and whether they’ll make choices as teens and young adults that will set them up for a relatively comfortable future. These two ideas don’t always go together.
   Ensure Your Children’s Future Happiness and Success
Looking To Improve Your Home? Get the Most for Your Money
If you’re like many homeowners, you’ve considered making improvements to your home. Of course, as with any project, there are potential pitfalls including budget overruns. The good news is that there are many improvements you can make to your home, without spending a lot of time or money, which will increase its value.
   Looking To Improve Your Home? Get the Most for Your Money
Is Your Food Processed, Unprocessed, or Overly-Processed?
Before we delve into the subject at hand, please know that this article is not meant to convert anyone to vegetarianism or a vegan lifestyle. It’s not even saying that we should do the majority of our shopping at a health food store. But, if you’re someone who doesn’t know the difference between processed, unprocessed, and overly-processed foods, then this article will be especially helpful to you!
   Is Your Food Processed, Unprocessed, or Overly-Processed?
How Much Money Do We Need for Retirement?
Like it or not, when it comes to planning our retirement, today we are going to have to rely primarily on ourselves. Unless you work in the public sector, pensions are fast becoming a thing of the past. Even profitable corporations like IBM and Verizon are cutting back on their pension plans. Can you count on Social Security? Unfortunately, no. We are living longer and retiring in greater numbers than when the retirement age was set in the 1930s.
   How Much Money Do We Need for Retirement?
Build Relationships With Your Clients
“It’s not personal, it’s just business.” This attitude might work if you’re Tony Soprano. For just about everyone else, however, getting personal is a way to take your business to the next level. For example, if your dry cleaner greets you by name and knows you don’t take starch in your shirts, would you go elsewhere just to save a quarter?
   Build Relationships With Your Clients


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