YOU Magazine - December 2008
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Brent Prockish     Brent Prockish
Brent Prockish Team at Total Lending Concepts
Phone: 913-444-9194
License: 229476
Brent@TLCLender.com
www.BrentProckish.com
Brent Prockish Team at Total Lending Concepts
December 2008



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3 News Stories Every Homeowner Should Know
As the financial markets continue to adjust to the credit crisis, current and potential homeowners will have to adjust and react immediately as well. With this in mind, YOU Magazine will explore the top three news stories that affect both current and potential homeowners looking to make the most of today's buyers' market.
   3 News Stories Every Homeowner Should Know
Inexpensive Holiday Gifts
Our Favorites for Under $25

The holiday season is notorious for being a strain on our pocketbooks. Considering the current economic climate, it may be even more apparent this year than in the recent past. Since we can't delay the holidays until things get better, we thought it would be a good idea to let you in on our favorite holiday gift ideas for under $25.
   Inexpensive Holiday Gifts - Our Favorites for Under $25
The Cost to Crack Your Nest Egg
Whether you're an early bird or a late bloomer when it comes to saving for retirement, don't scuttle your plans by raiding your nest egg prematurely.
   The Cost to Crack Your Nest Egg
More Than a Memory...
12 Tips for Taking Perfect Holiday Pictures

When the holidays are over and everyone has returned home, only two things will remain: the memories of those celebrations and the photographs that bring those memories to life. Unfortunately, some holiday photos don't turn out quite as vivid or emotional as the moments they depict. But with a few simple tips, you can help eliminate the disappointment of a photo gone wrong.
   More Than a Memory... - 12 Tips for Taking Perfect Holiday Pictures
Holiday Parties
Throwing One May Be Easier Than You Think
By Kirk Leins

There's no doubt that you’ve attended plenty of holiday parties in your life, but have you ever thought about hosting one? C'mon, it's not so scary. I’ll make you a deal. Click the link to this article and I'll share some tips and recipes, as well as my philosophy for throwing a perfect holiday soiree.
   Holiday Parties - Throwing One May Be Easier Than You Think - By Kirk Leins
Deliver on Your Promises
by Jason and Jodi Womack

Gerry knew it was time to change the way he was getting things done. For the third day in-a-row (since he started tracking), he arrived to the office in the morning to find a blinking light on his phone. Shrugging his shoulders, he listened to the message and heard one of his staff members' voices, checking in to see if he had done something he had promised to do. "My goodness," he thought, "how many things have I said 'yes' to?"
   Deliver on Your Promises - by Jason and Jodi Womack
Heartburn!
'Tis the Season

While the holidays pose many challenges, one you probably haven't thought about is the potential for experiencing heartburn. But, when you consider some of the behaviors that come along with an unusually stressful schedule, as well as a month-long diversion from "normal" eating, heartburn could be your body’s way of telling you it needs a time out.
   Heartburn! - 'Tis the Season


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