YOU Magazine - January 2011
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YOU Magazine
Thomas Pasckvale     Thomas Pasckvale
President/Owner NMLS: 22859
Top Vine Mortgage Services, LLC
Phone: 844-545-9251
Fax: 855-631-8856
Company NMLS: 1390034
tpasckvale@topvinemtg.com
www.topvinemtg.com
Top Vine Mortgage Services, LLC
January 2011



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What Should You Expect in 2011, Part 1
Forecasts for the Economy and Employment – Their Impact on the Housing Market

The economy and housing markets have seen some rough times the last couple of years. But the good news is last year we saw some stabilization in 2010 – and 2011 should continue on the road to recovery.
   What Should You Expect in 2011,  Part 1 Forecasts for the Economy and Employment – Their  Impact on the Housing Market
You Spent What?
Strategies for Talking to Your Spouse about Money

Did you know that spouses who argue about finances once a week are 30 percent more likely to get divorced than spouses who argue less frequently about finances?
   You Spent What? - Strategies for Talking to Your Spouse about Money
Tasty, Healthy, Inexpensive, and Quick
Four Words to Kick off the New Year
By Kirk Leins

The New Year represents a fresh start. It's a perfect opportunity to set personal goals for the next twelve months while putting any failures from the previous year behind us. 2010 is now a part of our past, so it's time to get excited about the future, at least the next 52 weeks of it.
   Tasty, Healthy, Inexpensive, and Quick - Four Words to Kick off the New Year - By Kirk Leins
Travel Scams: Top Five Red Flags
Is Your Travel Deal a Travel Steal?
By Marianne Schwab

Everyone wants to find a great travel deal, but how do you spot a travel deal from a travel scam? Since pre-payment usually is required for travel products, scam artists often concentrate on travelers. And the Internet has also provided growth opportunities for such illegal and unethical activity.
   Travel Scams: Top Five Red Flags - Is Your Travel Deal a Travel Steal? - By Marianne Schwab
Calcium: Absorbability Makes all the Difference
So Does Building a Strong (Bone) Foundation
By Dr. Linda Mundorff, MPH, MSN, ND, RN, CNC, CTN

Bone growth is a gradual process that peaks around age 30. The process of bone loss will take longer if there is a good, strong bone foundation. This is why it is important to build and maintain strong bones while we are young. One of the most important minerals necessary to achieve this goal is calcium.
   Calcium: Absorbability Makes all the Difference - So Does Building a Strong (Bone) Foundation - By Dr. Linda Mundorff, MPH, MSN, ND, RN, CNC, CTN
A 4G Revolution for Cell Phones
New smart phones and other mobile devices promise nearly instant Web access. But is the technology worth the price?
By Jeff Bertolucci, Kiplinger.com

So, what is 4G? Fourth-generation, or 4G, technology is the moniker the nation's cell-phone providers are using to promote the latest upgrades to their network infrastructures. The main advantage of 4G is improved performance: Sprint says that its WiMax 4G network is up to ten times faster than its 3G service, with average download speeds of 3 to 6 megabits per second.
   A 4G Revolution for Cell Phones - New smart phones and other mobile devices promise nearly instant Web access. But is the technology worth the price? - By Jeff Bertolucci, Kiplinger.com


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