YOU Magazine - February 2011
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YOU Magazine
Roy Sperr Jason Walters and Shawn Hunter     Roy Sperr Jason Walters and Shawn Hunter
NMLS: 202418/295556/348864
Equity Source Mortgage, Inc.
Phone: Roy (763) 657-2012
Phone: Shawn (763) 657-2017
Emails: roy@equitysourcemortgage.net
roy@equitysourcemortgage.net
www.equitysourcemortgage.com
Equity Source Mortgage, Inc.
February 2011



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What Should You Expect in 2011, Part 2
Forecasts for Inflation, the Housing Market, and Home Loan Rates

Last month, YOU Magazine shared Part 1 of our 2011 Forecast, focusing on the economy and employment. But what's ahead for inflation, the housing market, and home loan rates this year? Read on to find out.
   What Should You Expect in 2011, Part 2Forecasts for Inflation, the Housing Market, and Home Loan Rates
Molten Chocolate Cake
A Gift Like No Other
By Kirk Leins

Most people agree that chocolate is romantic. When it's presented in a heart-shaped box, however, the collection of confections takes on a new meaning. It magically becomes a very sincere gesture, reminiscent of a more innocent time. It may be the "sweetest" way imaginable to say, "I love you."
   Molten Chocolate CakeA Gift Like No OtherBy Kirk Leins
How to Avoid Getting Ripped Off for Auto Repairs
Nine in ten women believe they are treated differently at auto-repair shops than men are.
By Jessica L. Anderson, Kiplinger.com

Victoria Rumsey felt as if she was being taken for a ride. The brake warning light on her 2000 Volkswagen Jetta was on, so when she was getting her oil changed at the dealership, she asked the shop to look into it.
   How to Avoid Getting Ripped Off for Auto RepairsNine in ten women believe they are treated differently at auto-repair shops than men are.By Jessica L. Anderson, Kiplinger.com
Sharpen Your Mind, Part 1
5 Tips for Increasing Intelligence

Webster's Dictionary defines intelligence as the ability to learn and understand, or to deal with new or trying situations. Simply put, it's the degree of one's mental sharpness.
   Sharpen Your Mind, Part 15 Tips for Increasing Intelligence
Block Parties Aren't Just for Summer
Connect With Your Neighbors Any Time of Year

With today's fast and hurried pace, we need a greater sense of community not only within our families, but in our neighborhoods as well. That can be easy to achieve during the summer, when people are sitting on their porches or the kids are playing in the yard. But how do you maintain that sense of community during the winter, when people are hunkered inside by their fireplace, avoiding the cold?
   Block Parties Aren't Just for SummerConnect With Your Neighbors Any Time of Year
30 Minute Workouts
When One Hour Is Too Much to Ask

Okay, a show of hands please. How many of you made a New Year's resolution to get in shape? Now be honest. Are you finding it easy to stick to the resolutions you made?
   30 Minute WorkoutsWhen One Hour Is Too Much to Ask


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19230 Evans St NW, Suite 100
Elk River, MN 55330

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