YOU Magazine - March 2011
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Drake Bloebaum     Drake Bloebaum
Mortgage Professional
Neo Home Loans
Phone: 801-893-0452
License: NMLS 225567 CA-DOC 225567
drakeb@neohomeloans.com
www.drakebloebaum.com
Neo Home Loans
March 2011



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It's a Small World After All
Globalization's Impact on Home Loan Rates

Today we live in a global economy, an interconnected world where goods and capital move freely at lightning speed across countries. The widely accepted view is that globalization not only benefits all countries across the world but lends itself towards the betterment of the economy as a whole.
   It's a Small World After AllGlobalization's Impact on Home Loan Rates
Ten Secrets to Saving
Write down your goals. Pledging to save $2,000 for a vacation to Cancun is likely to get you there.
By Janet Bodnar, Kiplinger.com

Cheap is chic, frugality is in fashion, and Americans have sworn off their spending addiction. In a replay of 2010, their top resolution for 2011 is to save more money, according to the American Express Spending & Saving Tracker. But a funny thing happened on the way to the bank: Americans fell off the wagon.
   Ten Secrets to SavingWrite down your goals. Pledging to save $2,000 for a vacation to Cancun is likely to get you there.By Janet Bodnar, Kiplinger.com
Perfectly Roasted Chicken
Make Any Day a Special Occasion
By Kirk Leins

Whole roasted chicken ranks as one of my favorite meals. And given the response YOU Magazine readers had to my recipe a few years ago, it seems like many of you feel the same way. So for this issue of 360 Degrees, we're revisiting the secrets behind this wonderful dinner treat.
   Perfectly Roasted ChickenMake Any Day a Special OccasionBy Kirk Leins
Sharpen Your Mind, Part 2
5 More Tips for Increasing Intelligence

Last month we shared five tips that will help you sharpen your mind, and also increase both your intelligence and your success. Getting more sleep and more exercise were two (pun intended) no-brainer tips we mentioned, along with reading and writing more often and playing games like Sudoku, which help with attention, memory, and pattern recognition.
   Sharpen Your Mind, Part 25 More Tips for Increasing Intelligence
She Doesn't Feel Warm!
Should I Send My Child to Preschool Today?
By Blythe Lipman, Author, Help! My Baby Came Without Instructions

It's March, the sun is shining and you have the tiniest ray of hope that spring is just around the corner. But unfortunately, the cold and flu season is still in full swing. If your baby or toddler attends preschool, it probably seems like that runny nose goes round and round like a bad dream.
   She Doesn't Feel Warm!Should I Send My Child to Preschool Today?By Blythe Lipman, Author, Help! My Baby Came Without Instructions
Seasonal Affective Disorder
The Truth Behind the Winter Blahs

Winter can be a trying time of year. Not only can the weather be harsh, to say the least, but many of us also experience things like fatigue, general malaise, and depression. If this sounds familiar, you're not alone. In fact, you may be suffering from a condition known as Seasonal Affective Disorder or SAD.
   Seasonal Affective DisorderThe Truth Behind the Winter Blahs


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