Brian Berman President / Sr. Loan Specialist Mortgage Atlanta, LLC Phone: 678.564.1522 Fax: 888.727.0145 License: NMLS Company License # 184273 bberman@Mortgage-Atlanta.com www.mortgage-atlanta.com

January 2012 December 2011 November 2011 October 2011 September 2011 August 2011 July 2011		2012 Is Here Forecasting What May Be Ahead for Home Loan Rates The good news-despite what the Mayan calendar may say-is that the world probably won't be coming to an end in 2012. But like 2011, this coming year may bring some significant challenges here in the US and around the world. Read on to learn more about what could be ahead for home loan rates. Keep Reading »    Laughter is the Best Medicine But Why? You've heard about the health benefits of laughter, but what really happens when you laugh that makes it so beneficial? Doctors and scientists have a few ideas. Keep Reading »    How to Use a Car-Buying Service to Find Deals on New Cars The best prices often come from services that will do the haggling for you for a fee. By Jessica L. Anderson, Kiplinger.com Smart car buyers know they should never pay full sticker price. But what's the right target price? And what if you weren't born with the haggling gene? If just the thought of doing battle with the dealer makes you want to take the bus instead, a car-buying service may be for you. We checked out a few services to see how good the deals are. Keep Reading »    Fear Is Good for Success By David Ackert, Founder, Practice Boomers Last month I attended an industry conference, the highlight of which was the keynote speaker. He was funny, likable, dynamic, and commanded our full engagement. We laughed at his jokes and nodded at his personal anecdotes. But when he challenged us with a poignant question, the air suddenly thickened and the room went silent. Keep Reading »    Webcam Interviews What You Need to Know to Succeed Webcams have steadily grown in popularity in households across the country. Now, companies are embracing the technology as a cost-effective, timesaving way to conduct interviews. And businesses aren't the only ones turning to this technology. Colleges and universities are also using webcams to interview applicants before admitting them. Keep Reading »    Brown Baggin' It The Renaissance of the Homemade Lunch By Kirk Leins Let's face it. Given a choice, there aren't many kids who'd opt for bringing their lunch to school as opposed to ordering it from the lunch line. Most high school and college students seem to feel the same way. Come to think of it, you don't see many adults who pack a lunch for work, either. Keep Reading »

Georgia Residential Mortgage Licensee #24081; NMLSR Company ID# 184273; NMLSR Loan Officer ID # 184320. Mortgage Atlanta, LLC 601 Woodlawn Dr, Suite 340 Marietta GA 30067. Rate subject to change. Borrower must meet all lender, state, federal requirements. Each office is separately owned and operated. You are receiving a complimentary subscription to YOU Magazine as a result of your ongoing business relationship with Brian Berman. While beneficial to a wide audience, this information is also commercial in nature and it may contain advertising materials. INVITE A FRIEND to receive YOU Magazine. Please feel free to invite your friends and colleagues to subscribe. SUBSCRIBE to YOU Magazine. If you received this message from a friend, you can subscribe online. UNSUBSCRIBE: If you would like to stop receiving emails from Brian Berman, you can easily unsubscribe.

Mortgage Atlanta, LLC 601 Woodlawn Dr, Suite 340 Marietta, Georgia 30067

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