YOU Magazine - August 2012
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YOU Magazine
Roy Sperr Jason Walters and Shawn Hunter     Roy Sperr Jason Walters and Shawn Hunter
NMLS: 202418/295556/348864
Equity Source Mortgage, Inc.
Phone: Roy (763) 657-2012
Phone: Shawn (763) 657-2017
Emails: roy@equitysourcemortgage.net
roy@equitysourcemortgage.net
www.equitysourcemortgage.com
Equity Source Mortgage, Inc.
August 2012



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To Pre-Pay or Not To Pre-Pay
Some Important Things to Consider About Your Mortgage

With so much economic uncertainty going on both here and abroad, it's understandable that people are worried about the future. Some may even want to minimize their debt as much as possible. If you've been thinking about pre-paying your mortgage or taking on an accelerated amortized loan (i.e. 15 year fixed), read on for some important information.
   To Pre-Pay or Not To Pre-PaySome Important Things  to Consider About Your Mortgage
Burger Meister
Mastering the World's Most Perfect Sandwich
By Kirk Leins

When you think of American cuisine, the dish that most likely comes to mind first is the hamburger. It's not only the most iconic foodstuff our country has to offer, when done right it is also one of the most delicious and satisfying meals you can eat with your hands.
   Burger Meister - Mastering the World's Most Perfect Sandwich - By Kirk Leins
An App That Helps You Avoid Scams
This free smart-phone application provides information on more than 550 scams worldwide.
By Cameron Huddleston, Kiplinger.com

You get a letter stating that your bank has moved your home loan to another servicing company. The letter looks official and there's a number you can call for more information. You contemplate calling, but you're worried that it might be a scam. There's an easy way to find out if it actually is.
   An App That Helps You Avoid ScamsThis free smart-phone application provides information on more than 550 scams worldwide.By Cameron Huddleston, Kiplinger.com
Discovering Hidden Profits
In Your ''Spare Change'' Time

Fact: Take the spare change out of your pocket every night and put it in a child's piggy bank. At the end of a year, you will have at least a hundred dollars to spend as you wish. Now, take this same principle and discover the huge payoff in the ''spare change'' time you've been wasting all these years.
   Discovering Hidden Profits - In Your ''Spare Change'' Time
Happy Campers
The Vacation You Can Take Again and Again

Camping can be a relaxing vacation for an entire family, high school seniors after graduation, or just a group of friends who want to get away. It provides the opportunity to get away from the hectic pace of everyday life, to rise and sleep with the sun rather than a clock, and to enjoy the company of friends and family. And it's cost-effective!
   Happy CampersThe Vacation You Can Take Again and Again
Go Swimming!
Your Guide To a Water Workout

There are two types of people, those who exercise on a regular basis and those who don't do it nearly enough. Regardless of the category you fit into, swimming is an exercise that can benefit everyone...and summer is a great time of year to get started. So, grab your swimsuits and head for the water. We're going swimming!
   Go Swimming! - Your Guide To a Water Workout


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Equity Source Mortgage, Inc.
19230 Evans St NW, Suite 100
Elk River, MN 55330

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