YOU Magazine - December 2012
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YOU Magazine
Thomas Pasckvale     Thomas Pasckvale
President/Owner NMLS: 22859
Top Vine Mortgage Services, LLC
Phone: 844-545-9251
Fax: 855-631-8856
Company NMLS: 1390034
tpasckvale@topvinemtg.com
www.topvinemtg.com
Top Vine Mortgage Services, LLC
December 2012



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Naughty or Nice?
Home Loan Rates in 2013

The holidays are fast approaching and the new year will be here before we know it. Which makes this the perfect time to look at what's happening here in the U.S. and around the world, to see how home loan rates could be impacted in the months ahead.
   Naughty or Nice? - Home Loan Rates in 2013
12 Things to Buy Used
You can save a lot by purchasing these items second-hand rather than new.
By Cameron Huddleston, Kiplinger.com

Do you have an aversion to buying second-hand items? Don't like the idea that someone else used them first? Well, get over it because you can save a lot by buying used rather than new.
   12 Things to Buy Used - You can save a lot by purchasing these items second-hand rather than new. - By Cameron Huddleston, Kiplinger.com
Slow Food
Relaxed Cooking for a Hectic Time of Year
By Kirk Leins

The term "Slow Food" refers to an eco-gastronomic movement that started in Italy in 1989. The primary goal of its founder, Carlo Petrini, was to undermine the popularity of fast food. Carlo and I may have the same agenda, but I'm going about it in a different way. Get ready to dust off your Crock-pots ladies and gentleman. It's time for some slow food.
   Slow Food - Relaxed Cooking for a Hectic Time of  Year - By Kirk Leins
Tis' the Season to Give
Not Just Receive

The holidays are in full swing and with all the hustle and bustle that this season brings, it's easy to get distracted from the true spirit of the holidays. Winston Churchill said, "You make a living by what you get, but you make a life by what you give." This holiday season, why not spread a little cheer by gathering your family together for some giving–not just presents for loved ones, but by giving of your time or resources...or even yourself!
   Tis' the Season to Give - Not Just Receive
Deck the Halls with Fresh Ideas
Easy and Unique Holiday Decor

Are you tired of reusing the same holiday decorations year after year? Are you on the prowl for new and unique ideas that won't break your budget? Here's an impressive list of fun and unusual decorating ideas that are both easy to pull off and guaranteed to add a little something extra to your holiday memories.
   Deck the Halls with Fresh Ideas - Easy and Unique Holiday Decor
Too Much of a Good Thing, Part 3
Over-Eating: What's Your Reindeer Type?

While we all know about tips for not gaining weight, be it during the holidays or otherwise, sticking to these tips is what counts. Back by popular demand is the third installment in our Too Much of a Good Thing series. This time we're talking about how to minimize–or eliminate–the seemingly unavoidable holiday weight gain.
   Too Much of a  Good Thing, Part 3 - Over-Eating: What's Your Reindeer Type?


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